Serving Northern Kentucky • Florence, KYCall (859) 594-4300  •  Store hours  •  Google Maps
U.$. Cash Advance • 7953 Mall Road, Florence, KY 41042CFCO Financial, Inc. • Kentucky regulatory identifiers on Licensing & Regulations
US Cash Advance
Florence, Kentucky

Cash Advance in Florence, KY

Local cash advance information, clear fee examples, qualification details and in-store support from U.$. Cash Advance at 7953 Mall Road.

US Cash Advance site limit up to $500Kentucky fees shown before you decideLocal Florence storefrontNo fee-based rollovers under Kentucky law
$

Up to $500

Cash amounts shown on this website range up to $500, subject to eligibility and required verification.

15

Fee ceiling

Kentucky caps the service fee at $15 per $100 of the check's face amount.

14

14+ days

The statutory service-fee period is at least 14 days; agreements cannot be held over 60 days.

KY

$3 database fee

Kentucky imposes a $3 deferred-deposit database fee per transaction; the fee may be charged to the customer.

Cost calculator

Estimate the cost before you borrow.

Choose a cash amount and repayment period. The calculator applies Kentucky's statutory service-fee ceiling and assumes the permitted $3 deferred-deposit database fee is charged to the customer.

Cash amount$250
$50$600
Illustrative term
Cash received$250.00
Max. service fee$44.12
KY database fee*$3.00
Illustrative total due$297.12
Est. annualized rate*491.5%

*Not a quote or contract APR. The estimate assumes the $3 database fee is charged to the customer and uses a simple single-payment annualization of the service fee plus that fee. Kentucky caps a deferred-deposit service fee at $15 per $100 of the check's face amount and requires at least a 14-day fee period. Actual disclosures and APR must be provided in the transaction agreement.

$100 • 14 days$17.65 + $3Illustrative fees
$250 • 14 days$44.12 + $3Illustrative fees
$500 • 14 days$88.24 + $3Illustrative fees
What to bring

Prepare your documents before you visit.

The account checklist used by U.$. Cash Advance focuses on identity, income, residence and an active checking relationship. Call first if any item is unavailable.

Account checklist

Bring complete, current documents.

A complete file can make eligibility verification easier and reduces avoidable back-and-forth at the store.

  • Current paystub or award letter
  • Recent checking-account statement and account activity
  • Proof of Northern Kentucky residence and/or employment
  • Proof of Social Security number
  • State-issued photo ID
  • Eligible personal check or payment instrument when required
  • Working phone and reference contact information
Why U.$. Cash Advance

Local service built around speed, clarity and a face-to-face option.

Use the Florence location, call-ahead option, extended key-day hours, cost calculator and customer programs to plan a visit before committing to a transaction.

Convenient Florence location

7953 Mall Road is near I-75, US 42 and the Florence commercial corridor.

Phone pre-screening

Call ahead to discuss requirements and avoid an unnecessary trip. Final eligibility still depends on required verification.

Pay-date matching

Transaction timing is structured around the customer's pay schedule, within applicable Kentucky rules.

Extended key-day hours

Monday and Friday hours extend to 7 PM, with Saturday hours through 3 PM.

Customer programs

Loyalty-card, referral and coupon-match programs are described on the promotions page; confirm terms before relying on any offer.

Transparent cost examples

Use the calculator and fee chart to see how cash received, service fees and the Kentucky database fee fit together.

Visit the store

7953 Mall Road, Florence, Kentucky

Use the exact Google Maps point or the turn-by-turn directions page. Calling before a special trip is recommended.

Store information

Florence location

7953 Mall Road
Florence, KY 41042

(859) 594-4300

Monday10 AM–7 PM
Tuesday10 AM–6 PM
Wednesday10 AM–3 PM
Thursday10 AM–6 PM
Friday10 AM–7 PM
Saturday10 AM–3 PM
SundayClosed
Services

More than one reason to stop by.

Service availability can change. Call before visiting for tax-refund check cashing, textbook buyback or calculator buyback.

$

Cash advances

Short-term deferred-deposit transactions with fee disclosure and eligibility verification.

View fees and rules →

Tax refund check cashing

Check-cashing information is part of the US Cash Advance service set. Exact fees must be disclosed before the transaction.

Call for details →
TI

Textbooks & calculators

Gently used college textbooks and working Texas Instruments scientific calculators may qualify for buyback.

See buyback details →
Customer comments

Customer testimonials from US Cash Advance.

Original customer comments retained from the company website. Testimonial experiences are individual and do not guarantee approval, pricing or results.

“Your voice made all the difference — it gave me confidence. I had already talked to several companies. When I got there it went just like you said it would.”

William

“I like this place. You guys give the best service...like the best I've ever had!”

Eva

“Was a really good experience. The website laid it all out.”

Shazir

“That wasn't bad at all — easier than I thought it would be.”

Christine

“You always have great candy...I mean the best candy!”

Stephanie
Mission

Fast, friendly access with a local customer-service focus.

“Deliver exceptionally fast, fun & friendly access to small amounts of short term cash to residents and employees in the market we serve so that we become their preferred / primary cash advance provider.”

Scam protection

Getting collection calls for a loan you do not recognize?

Do not pay because a caller threatens arrest or immediate legal action. Ask for written debt validation and use the dedicated scam page for reporting options.

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